Privacy Policy

About us?

1.1. We are Value Mail LLC., a Wysconsin company (“our website”, “our” or “we”) and we respect your

privacy and do everything possible to protect it. In that regard, we have drafted this Privacy Policy to let

you know what exact data we collect when you visit our website (the “Website”) and/or use our proprietary

insurance estimating engine and/or other services offered through from our website, why we collect it,

store it and how it is used.

1.2. This Privacy Policy describes the information we collect from you, how we use your information, with

whom we share your information, and the steps we take to protect your information. By using our website,

you accept the privacy practices described in this Policy.

1.3. The Privacy Policy contains disclosures required by the California Consumer Privacy Act (“CCPA”) and

applies only to “personal information” that is subject to that law. If you are a California resident, the CCPA

may apply to our website and services available in connection with commercial products displayed on our

website. In general, we use the General Data Protection Regulation (“GDPR”) as the legal basis for carrying

out our Privacy Policy while conducting business. This Privacy Policy should be read in conjunction with

our Website Terms of Use, which are incorporated herein by reference.

What categories of data does VALUE MAIL LLC collect?

2.1 Personal data. We collect, use, store and transfer different types of personal data about you. “Personal

Data” means any information, including cookies, that can be used to identify, describe, or reasonably link

to a person or household. We may ask you to provide personal data to enable us to improve your use of

the Website, for purposes such as facilitating correspondence with you, registering your right to access

certain special features, or transferring your request to our partner. It is always your choice whether or not

to provide that personal data. If you choose not to provide the requested personal data, you may not be

able to use certain features of the Website.

2.2. We have grouped the following categories of personal data to explain how we use this type of

information. These terms are used throughout this Privacy Policy:

23. Identity Data, including your name, date of birth, age, and any of the following related to your spouse

and children.

2.4. Biographical details, including marital status, gender, and employment status.

2.5. Contact details, including your home or other physical address, email address, and telephone number.

2.6. Driver details, including policy information, driving history information, car accident details, and

vehicle information.

2.7. Financial details, including your credit information and annual income.

2.8. Health details, including your biometric parameters (height, weight) and details about medical

conditions.

2.9. Technical information, such as the IP address or other device address or identification.

We need your consent for this Privacy Policy

3.1. By using the website, you agree to this Privacy Policy and the data collection and use contemplated in

this document.

3.2. We may change this Privacy Policy by posting a new version of this Privacy Policy on our website or

through the Service, and it is your responsibility to review this policy periodically. When we change the

policy, we will also revise the “Revised” date and may notify you or post a message on the Website and/or

through the Service. Your continued use of the Website or the Service constitutes your acceptance of this

3.3. We will notify you of material changes in the way we process your information, including by placing a

prominent notice on the Website or by sending you an email so that you can choose whether to continue

using the Website.

3.4. Material modifications are effective 30 calendar days after our initial notification or after you accept

the modified Terms of Use. The immaterial modifications are effective from the publication of the updated

3.5. This is our complete and exclusive Privacy Policy and supersedes any previous version.

What rights do you have regarding your Personal Data?

4.1. You are entitled to the full range of rights under the GDPR, and we are committed to respecting your

rights. Among these, you have the right to:

4.1.1. request access to your personal data (Art. 15 GDPR);

4.1.2. demand the rectification of your personal data rectification (Art. 16 GDPR);

4.1.3. demand the deletion of your personal data deletion (Art. 17 GDPR; CCPA);

4.1.4. demand the restriction of the processing of your personal data (Art. 18 GDPR);

4.1.5. require the transfer of your personal data transfer (Art. 20 GDPR; CCPA);

4.1.6. object to the processing of your personal data (Art. 21 GDPR);

4.1.7. object to automated processing (if any) of your personal data (Art. 22 GDPR);

4.1.8. withdraw your consent to the processing of your personal data, if applicable (article 7 (3) GDPR);

4.1.9. lodge a complaint with your national supervisory authority (in the EEA) if you believe your privacy

rights have been violated (Art. 13 (2) (d), 14 (2) (e), 15 (1) (f) GDPR );

4.1.10. request to receive certain information about the personal data we have collected about you in the

last 12 months. You may make such a request no more than 2 times in a 12-month period (CCPA).

4.2. To exercise these rights, please contact us as indicated in the How to Contact Us section of this

about your rights. To help protect your privacy and maintain security, we may take steps to verify your

identity before granting you access to information. To the extent permitted by applicable law, a charge

may apply before we provide you with a copy of any of your personal data that we maintain.

Special notice for California residents

5.1. If you are a California resident, you have certain rights under the California Consumer Privacy Act

(“CCPA”) with respect to your personal data.

5.2. Rights of access to personal data. You have the right to request that we disclose certain information

to you about our collection, use and disclosure of your personal data. This includes your right to request

the specific personal data we have collected about you.

5.3. Deletion Request Rights. You have the right to request that we delete any of your personal data that

we collect and maintain, subject to certain exceptions provided by law.

5.4. To exercise your access or deletion request rights, please submit a verifiable consumer request to us

as indicated in the How to Contact Us section of this Privacy Policy.

5.5. Only you, or someone legally authorized to act on your behalf, can make a verifiable consumer request

related to your personal data. You may only make a verifiable consumer access request twice in a

12-month period. The consumer’s verifiable request must:

5.5.1. Please provide sufficient information to allow us to reasonably verify that you are the person about

whom we collect Personal Data or an authorized representative.

5.5.2. Please describe your request in sufficient detail to allow us to properly understand, evaluate, and

respond to it. We cannot respond to your request or provide you with personal data if we cannot verify

your identity or authority to make the request and confirm that the personal data relates to you.

5.6. We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the

CCPA, we will not:

5.6.1. deny you goods or services;

5.6.2. charge you different prices or rates for goods or services;

5.6.3. provide you with a different level or quality of goods or services;

5.6.4. or suggest that you may receive a different price or rate for goods or services or a different level or

quality of goods or services.

5.7. We also plan to introduce new opportunities for the implementation of the rights of users, California

residents after the entry into force of the California Privacy Rights Act (CPRA), which introduces four

California consumer privacy rights that are not present in the CCPA:

5.7.1. Right to Correct Information: A user has the right to request that our website correct any inaccurate

personal information.

5.7.2. Right to Limit Use and Disclosure of Sensitive IP: A user has the right to limit the use and disclosure

of his or her CPI to that “use that is necessary to perform the services or provide the goods reasonably

expected by an average user requesting such goods and services.

5.7.3. Right to access information about automated decision-making: A user has the right to request

“significant information about the logic involved in those decision-making processes, as well as a

description of the probable outcome of the process with respect to the consumer”.

5.7.4. Right to Opt Out of Automated Decision-Making Technology: A user has the right to opt out of

automated decision-making processes, including profiling.

How does our website receive your personal data?

6.1. We collect your personal data from and about you, including through direct interaction and

communication. You provide us with your personal data in your direct interactions with our website or with

our partners, who have previously collected any type of contract details. Such personal data includes

identity data, contact details, biographical details, driver details and financial details that you provide to us

from time to time (i) by using our website and by corresponding with us by email or post, or by speaking

with us in person or by phone.

6.2. We may receive your technical information automatically. When you visit the Website, we may

automatically receive and record certain information from your computer, web browser, and/or mobile

device, including, but not limited to:

6.2.1. IP address or other address or identification of the device.

6.2.2. Web browser and/or device type.

6.2.3. Geolocation data, even if you use the website on a mobile device.

6.2.4. Adjustments and configurations of hardware and software.

6.2.5. The pages you view on the website.

6.2.6. Your actions on the Website.

How does our website use your personal data?

7.1 Except as otherwise provided herein, or in the applicable Terms of Use, the personal data we collect

will be used to support your relationship and dealings with our website, our website and partners. Among

other things, we want to help you find information quickly through our website, fill out forms and respond

to requests for information, take advantage of our tools in connection with your authorized use of

services, facilitate interaction with third-party partners, and alert you to feature updates. , special offers,

updated information from our website.

7.2 Your personal data is an integral part of our operations and we use it in various ways to provide the

Website and operate our business. We use the personal data you provide us, for example:

7.2.1. To provide you with the Services you request and to allow unaffiliated third parties to provide you

with additional services.

7.2.2. To operate, maintain and improve the Services and create new features and functionality.

7.2.3. To understand and analyze usage trends and preferences of our users across different devices.

7.2.4. For fraud detection and information security.

7.3. We may use your email address or other personal data

7.3.1. to contact you for administrative purposes, such as customer service;

7.3.2. to send you promotional materials, offers and/or messages related to the website and the activities

of third parties with whom we work.

7.4. In general, you can opt out of receiving promotional communications, through the links provided in the

messages, by contacting us directly at [email protected]

7.5. We may use technical information to: monitor and analyze the proper functioning of our website.

7.6. When you wish to reset your update process at a later time and maintain a session on a device, we

may use your personal data to enable you to retrieve your refreshes.

7.7. We also use information to perform data analysis (including market and consumer research, trend

analysis, financial analysis, and anonymization of personal data), protect, identify, and prevent fraud and

other criminal activity, claims, and other liabilities, and comply with and enforce complied with applicable

legal requirements. requirements, relevant industry standards and our policies.

How do we share your personal data?

8.1. We may disclose your information in connection with providing our website and running our business.

For example, we may share personal information, such as name, email, address, and other identifying

information, with unaffiliated partners to verify your identity in connection with your use of certain aspects

of the services available through the Website.

8.2. We may share information obtained directly from you with unaffiliated third-party partners in

connection with your use of specific aspects of the services when you request a pre-calibration for the

secure service through our website. our website may share the personal data it collects about you with

third parties, including our partners, but we only create it based on your actions (including your actions

and sending them to our website) that you intend to interact with this partner to through your use of our

Service.

8.3. our website does not sell your personal information to our Partners or other third parties.

8.4. We may share technical information, such as IP address, as well as anonymized information with

unaffiliated third-party lending partners when you leave our website (for example, from a rate table or

review) to go to a third-party lender’s site to request information or request financial products

8.5. We may share your information with third party service providers to support our internal and business

operations. In such cases, service providers may use the information only as necessary to provide

services to us and are contractually bound to keep your information confidential and secure. For example:

8.5.1. For website hosting, data storage, maintenance and other services for us.

8.5.2. For internal marketing, sending emails, including promotional, marketing and transactional

materials, sending other promotional materials, including postal mail, SMS and text messages, and online

and social media advertising and promotions.

8.5.3. For security and fraud prevention purposes.

8.6. We may share de-identified and/or aggregated analytics with third-party service providers about how

users interact with our Website, including usage patterns for certain programs, content, services,

advertisements, promotions, and/or features available through the Website. .

8.7. We may disclose your information if required to do so by law or in the good faith belief that such

action is necessary to comply with state and federal laws (such as copyright law), in response to a court

order, subpoena, or other government subpoena. or court order, or to otherwise cooperate with law

enforcement activity.

8.8. We may use third-party service provider tracking software designed to collect and analyze the data of

users who visit our website, share this data with our service provider (for example, with DataMagicians)

and retrieve email addresses to provide commercial communications with our potential customers.

8.9. By submitting a request through our website, you agree to the disclosure of your information to third

parties so that we can carry out your request. The collection and use of your information by Partners is

subject to each third party’s specific privacy policy and terms of use. our website has no control over the

means by which third parties use or disclose your information.

8.10. If you submit a request through our website, a third-party partner may contact you directly with

quotes or information by phone and/or email. You may also receive telemarketing calls as a result of

submitting the application, even if you are on the National Do Not Call Registry or any other similar

registry.

8.11. Please do not submit a request for information or services if you do not want your personal

information shared as described above. Once you have submitted a request through the Website and we

have shared your information as described above, the terms of the third party’s privacy policy will apply to

that third party’s use of your personal data. You can of course refuse to share certain information with us,

in which case we may not be able to provide you with some of the features and functions of the Website.

8.12. Unless you initiate a telephone exchange with us, we will not contact you by telephone and we will

never share any telephone numbers you provide to us or that we may receive from third parties with third

parties.

8.13. Agents or contractors of our website may have access to your personal data when they need to in

order to perform services on behalf of our website All agents or contractors who have access to such

information are required to keep the information confidential and that they not use it for any other purpose

than to provide the services they are performing or as required by law.

8.14. our website or its agents or contractors may disclose Personal Data if required to do so by law or in

the good faith belief that such action is necessary to:

8.14.1. conform to the edicts of the law or comply with legal process;

8.14.2. protect and defend the rights or property of our website or its agents or contractors; either

8.14.3. act in urgent circumstances to protect the personal safety of website users or the public.

8.15. Finally, if our website ever merges with another organization, files for bankruptcy, or sells our assets,

we may transfer the information you provide to us through the website to a third party, partner, or share

your personal data with the company. that we entered into such transaction as part of such transaction.

How do we protect your personal data?

9.1. We maintain physical, electronic, and procedural safeguards designed to protect personal data, and

our systems are designed to protect personal data from unauthorized use on shared computers to which

users must log in through our applications.

9.2. Please be aware that any time you voluntarily disclose personal data through public aspects of the

Website, through email, or in chat areas, that information may be collected and used by others. In short, by

posting personal data online that is publicly accessible, you may receive unsolicited messages from other

parties in return. We are not responsible for the security or privacy of any personal data you choose to

submit in connection with these public features and during your dealings with any of the Partners.

9.3. We may send you an email at the email address you have provided us in the event of a security

breach. Depending on where you live, you may have a legal right to receive written notification of a security

breach.

International transfers

10.1. Personal data collected through the Service may be stored and processed in the United States and

Ukraine or any other country in which our website or its affiliates, subsidiaries, agents or contractors

maintain facilities, and by using the Service, you consent to such transfer. of information outside your

country.

10.2. When an international transfer of personal data occurs, we initiate the conclusion of a Data

Protection Agreement with our affiliates, subsidiaries, agents or contractors prior to such transfer.

How to contact us

If you have any questions about this Privacy Policy, or if you would like us to update the information we

hold about you, change your preferences, or exercise other applicable data protection rights, please

Value Mail LLC

2701 Centerville Road, New Castle County, Wilmington, Delaware 19808, USA

Registration No.: 202986620